These Terms of Service ('Terms') constitute a legally binding contract between you ('Member', 'Collector', 'you') and Loop'D Technologies Ltd., a Swiss corporation registered in the Commercial Register of the Canton of Zurich (CHE-482.910.384) with its principal registered office at Gotthardstrasse 26, 8002 Zürich, Switzerland ('Loop'D', 'Company', 'we', 'our').

By accessing our website, creating an account, depositing funds, acquiring whole or fractional asset tokens, opening mystery boxes, or utilizing our vault custody network, you agree to be bound by these Terms in their entirety. If you do not agree to all terms and conditions set forth herein, you must immediately discontinue all use of the platform.

You must be at least 18 years of age (or the age of legal majority in your jurisdiction of residence) to register an account. Participation is strictly prohibited for individuals or entities subject to economic sanctions administered by the Swiss State Secretariat for Economic Affairs (SECO), the United States Office of Foreign Assets Control (OFAC), the European Union, or the United Nations Security Council.

In compliance with Swiss Anti-Money Laundering legislation (AMLA) and international FinCEN regulations, Loop'D enforces automated Know-Your-Customer ('KYC') and Know-Your-Business ('KYB') identity verification tiers. Certain transaction volumes, mystery box price tiers, and fractional offering classes are restricted strictly to Verified, Accredited, or Institutional members. Any submission of fraudulent documentation or failure to maintain accurate identity data will result in immediate account restriction.

Every Whole Token issued on the Loop'D Ledger represents a direct, legally enforceable ownership title to a specific, authenticated physical item resting in a designated Loop'D network custody facility. Legal title is held in bailment by Loop'D Technologies Ltd. for the exclusive benefit of the registered token holder.

Fractional Unit Tokens represent beneficial economic and governance interests in a bankruptcy-remote Special Purpose Vehicle (SPV) organized under Delaware or Swiss statutory trust law, which holds title to the underlying real property, collector car, or fine art masterwork. Tokens issued on the Loop'D Ledger are permissioned ERC-3643 smart contract assets and may only transfer between verified, qualified counterparties.

When a secondary market purchase or bid execution occurs, settlement is atomic and irrevocable. In consideration of platform operation, Loop'D charges a secondary market fee of 2.5% payable by the seller upon completed execution. Qualifying assets may be subject to a secondary creator/issuer royalty ranging between 2.5% and 5.0% as set forth in the offering prospectus.

Funds held in member wallet balances are denominated in USD or USDC. Cash balances are held in segregated, bankruptcy-remote client omnibus accounts at regulated Swiss and US banking institutions and do not constitute bank deposits insured by the FDIC or esisuisse.

Loop'D mystery boxes are skill-free digital acquisition mechanisms that deliver guaranteed physical items from published, pre-funded prize pools. All box draws utilize our dual-seed SHA-256 provably fair commitment scheme, ensuring that draw outcomes are mathematically predetermined before opening and cannot be altered by either party.

Upon revealing an opened item, members may opt for an Instant Buyback at the published rate (88% to 92% of fair market value). Instant buybacks are final, non-reversible transactions that immediately transfer item title to the Loop'D treasury pool in exchange for cash credit to the member's wallet balance.

Holders of Whole Asset tokens may request physical delivery at any time via the platform interface. Upon dispatch, the associated digital token is permanently burned on the ledger. Members are solely responsible for local import duties, VAT, customs brokerage fees, and courier shipping expenses as quoted at redemption.

All vaulted items are insured at 100% of Fair Market Value against physical casualty, loss, and theft while in vault custody or during authorized armored transport.

These Terms and any dispute arising out of or related to platform services shall be governed by and construed in accordance with the substantive laws of Switzerland, without regard to its conflict of law principles. Any dispute, controversy, or claim shall be resolved exclusively by binding arbitration administered by the Swiss Arbitration Centre in Zurich in accordance with the Swiss Rules of International Arbitration.